Financial Literacy poses as one of the biggest gaps amongst building equitable wealth in the United States. For the Latinx community especially, financial literacy could mean the difference between owning or renting a home, building good credit, and saving for retirement. Hispanic families are less likely to own financial assets than non-Hispanic families. These financial assets amount to owning stocks, bonds, mutual funds, or having a retirement fund. Young Hispanics are adding to their debts more than their savings. According to Hispanics for a Secure Retirement, “Eighty-three percent of Hispanic millennials have no retirement savings, compared with 66 percent of non-Hispanic white millennials”.